Caliber financial management is a fully FCA regulated company,
which has been providing independent financial advice to clients since 2007. We provide a relaxed and jargon-free approach to financial advice.
• Retirement Planning
• Pension Planning
• Investment Planning
• Mortgage and Equity Release
If you would like to receive independent financial advice on our specialist areas then please request a free, no obligation, initial consultation today.
We provide an honest, good working relationship through transparent, trusting communication within Bedfordshire, Hertfordshire and Buckinghamshire
Are you approaching retirement age and about to take your pension benefits?
• Our advisers will explain in detail the retirement options available to you.
• How an annuity works and whether this is suitable for you.
• Explain the advantages and disadvantages of Flexi-Access Drawdown.
Want to get the best from your existing pension plans?
• Do you have existing pension plans and want to know if they could perform better?
• Do you feel your current pension policies will fall short of giving you the retirement you desire?
• Want professional advice about the most tax efficient ways to save for your retirement?
If the answer to any of these is “yes”, then we can help.
At Caliber Financial Management we have a wealth of experience planning and arranging investments of all sizes for clients.
Caliber Financial Management will always ensure that:
• Our advice is carefully matched to your individual attitude to investment risk.
• Your money will be invested as tax efficiently as possible.
• You receive an individually tailored diverse investment portfolio to match your needs and objectives.
Mortgages and Equity Release
Are you considering a Mortgage or Equity Release?
Whether you are moving home, buying your first home, entering the Buy to Let market or raising capital from your existing home, we have the solutions.
Being independent means that we can access the whole market so that our dedicated Mortgage & Equity Release Department can tailor our recommendation to your specific requirements.
Inheritance Tax Planning
Are you a married couple with a combined estate of more than £650,000?
Currently the nil rate band is £325,000 per person. This means a married couple can leave up to £650,000 to their children free of inheritance tax.
However if you have a combined estate of more than £650,000 any excess will be taxed at 40%. This information is based on our current understanding of HMRC guidelines and taxation which are subject to change. Thankfully there are a number of strategies that can be used to help reduce the impact of inheritance tax.
Do you require life assurance to provide protection for your family or to cover your mortgage?
Caliber Financial Management can provide whole of market quotes to ensure that you receive the most competitive premiums possible for the cover that you require.
• Establish your needs and objectives.
• Identify the most appropriate type of life cover.
• Obtain the most competitive premiums possible.
QUICK AND EASY FORM
Tell us a bit about you and the advice you require via our contact form
We'll discuss at your convenience and provide you with the all the details, time and costs involved.
CONFIRM AND RELAX
Confirm your booking and relax while our trained and certified professionals cater for your needs.